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Short Term Special Events

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Get peace of mind for your special event with our event insurance. We offer coverage for weddings, parties, corporate events, and more. Protect your investment and enjoy your big day with confidence.

At its most basic level, event insurance is designed to protect you financially in case something unexpected happens. Whether it's an accident, injury, or some other unforeseen circumstance, insurance can help cover the costs and keep your event on track.

This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors

click here for coverage.  

Get Quote or Buy Event Insurance Online

This insurance program is specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
    (For events with attendance over 3,000, please click on Applications & Printable Documents link above and complete
    the pdf application found there)
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.


Note: Special Events that may not be eligible for the program outlined below and/or have more complex coverage needs should visit
our Special Events  program administered in our Events Unit.

Eligible Operations
-After prom parties (school-sponsored event only)
-Graduation ceremonies
​-Grand openings
-Award Presentations
-Job fairs
-Bar mitzvah or bat mitzvah
-Memorial services
-Billiard events/tournaments
-Picnics (no in or on water activities)
-Bingo games (for fundraising/charity only)
-Poet or poetry readings
-Book signings
-Card games/events (for charity/fundraising only)
-Car/motorcycle/RV/boat shows - static display only**
-Recitals (dance, music)
-Car Washes (for charity/fundraising only)
-Religious events
-Casino Events (for charity/fundraising only)
-Celebrations (holiday, new year)
-Sales (bake, charity, consignment, estate, garage)
-Chamber of commerce business events/mixers
-School band or drill team competitions
-Charity events
-School carnivals (no rides/inflatables)
-Chess events
-Showers (baby, bridal, wedding)
-​Christmas caroling (single location)
​-Shows (animals,-arena setting only, antique, art, baby,
​-Christmas lighting ceremony

business, collector, consumer, craft, fashion, flower, garden,
​-Concerts - other than rap, hip-hop, heavy metal/screamo or

home, stage, wedding)

techno/electronic (call for approval)**
​-Social gatherings or receptions
​-Speaking engagements
​-Debuts or debutante balls
​-Talent searches/shows - children only
​-Dinners, luncheons or showers
​-Direct selling consultant parties
​-Theatrical performances or musicals
​-Easter egg hunts (no egg drops from aircrafts)
​-Walking tours (garden, holiday, parade of homes, historical
​-Farmers' markets

sites) - single location
​-Wedding activities (rehearsal, ceremony or reception)
​-Film screening or showings

​-​Flea Markets or swap meets

-Food cooking contests
​**Available for consideration with a paper application.

Ineligible for this program:

Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
-Activist rallies/marches/protests
-Fraternity or sorority events (except alumni association
-Aircraft shows/events

off-site events that have been approved by us)
-Animal obedience training
-Geocaching events
-Any events involving organized athletic events/competitions
Gun and/or knife shows
-Any events and/or concerts - involving rap, hip-hop,
Haunted attractions/events

heavy metal/screamo or techno/electronic
Health fairs/expositions
-Any event held on an airport premises
-Hunting, fishing and hiking events
Any events honoring national and/or local celebrities or
-Mazes (corn, hay or fence)

professional athletes
-Parades (or any event involving a parade)
Any events involving in or on water activities
-Political events (except private fundraising auctions,
-Battle reenactments

benefits, dances, dinners)
-Cannabis related events
-Pumpkin chuckin events
-Christmas tree sales/lots
-Cinematography or photography events for commercial use
-Shooting events/activities (skeet/trap/clay/guns)
Color party, foam party or raves
​-Tailgating events (unless reported to and approved by us)
​-Tractor pulls
Food eating contests
​-Union meetings

​-Walks/running events*

*For walks and/or running events, please visit Walk/Run Event page or contact us for additional information.

Coverages Available & Program Highlights

Commercial General Liability
-Personal and Advertising Injury  
-Medical Expense  
-Damage To Premises Rented to You  
-Products-Completed Operations  

Notable Exclusions

-Abuse molestation, harassment or exploitation
-Sexually transmitted disease
-Any event held at multiple locations (except for weddings)
Silica or silica-related dust
Any event held outside the U.S.
-Specified recreational vehicles and activities - 
-Any event with over 3,000 in attendance

Aircraft/hot air balloon; Airport; Amusement devices: The

ownership, operation, maintenance or use of any device
Cap on losses from certified acts of terrorism

or equipment a person rides for enjoyment, including, but 
Commercial general liability standard exclusions

not limited to: mechanical or non-mechanical ride, slide,
(CG0001 4/13 edition)

or water slide (including any ski or tow when used in 
Communicable diseases

conjunction with a water slide); inflatable recreational device;
Cyber incident, data compromise, and violation of statutes

or vertical device or equipment used for climbing, whether
related to personal data
permanently affixed or temporarily erected. This exclusion
E-commerce consulting
does not apply to video games or computer games or 
Employment-related practices

structures that are not designed to bounce on, slide on, ride on
or tunnel through; Animals; Bungee; Dunk tank; Haunted
Fungi or bacteria
attraction; Parade; Performer; Rodeo; Saddle animal; 
-Nuclear energy
-Total pollution with a building heating, cooling & dehumidifying
-Operations of concessionaires, exhibitors and/or vendors

equipment exception and hostile fire exception

at your event
Unmanned aircraft
​-Petting zoos

Room and board liability/overnight camping

Preliminary Underwriting Information Required
The following information is required 10 business days prior to the desired effective date:
-Completed and signed enrollment form
-Full premium payment by check or credit/debit card