| - | Achievement celebrations
| - | Graduation ceremony/party
|
| - | Anniversary parties
| - | Lectures or workshops
|
| - | Auctions (property or real estate)
| - | Meetings (clubs or business)
|
| - | Award banquets or presentations
| - | Memorial services
|
| - | Baby showers
| -
| Pageants
|
| - | Banquets
| - | Parties (retirement, house, anniversary, engagement or
|
| - | Baptisms
|
| graduation)
|
| - | Bar/bat mitzvahs
| - | Picnics (no in or on water activity)
|
| - | Bingo games (for charity/fundraising only) | - | Quinceaneras
|
| - | Birthday parties
| - | Recitals (dance or musical)
|
| - | Business dinners, lectures, seminars, meetings, parties or
| - | Reunions (class, family or military)
|
| banquets
| - | Rummage sales
|
| - | Car, RV or boat shows (static displays only)
| - | School band or drill team competitions
|
| - | Celebrations (holiday) | -
| School carnivals (no inflatables/rides)
|
| - | Charity or fundraising events (auction, benefit, dance | -
| Seminars
|
| or dinner) | - | Shows (animals-area setting only, antique, art, baby,
|
| - | Concerts-other than rap, hip hop, heavy metal/screamo
|
| business, consumer, craft or fashion)
|
| or electronic/techno music - call for approval
| - | Social gatherings or receptions
|
| - | Conventions
| - | Speaking engagements
|
| - | Debuts or debutante balls
| - | Walking tours (garden, holiday, parade of homes, historical
|
| - | Dinners, luncheons or showers
|
| sites) - single location
|
| - | Festivals or Fairs (harvest, craft, ethnic, job or art)
| -
| Wedding ceremonies, showers, receptions or rehearsal
|
| - | Flea markets or swap meets
|
| dinners
|
| | | |
|
| |
Ineligible for this program: |
| Certain event types are not eligible for coverage by this program.
K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - | Activist rallies/marches/protests
| - | Geocaching events
|
| - | Air shows/events
| - | Gun and/or knife shows
|
| - | Animal obedience training
| - | Haunted attractions/events
|
| - | Any events involving organized athletic events/competitions
| - | Health fairs/expositions
|
| - | Any events and/or concerts - involving rap, hip-hop, heavy
| - | Hunting, fishing and hiking events
|
| metal/screamo or techno/electronic
| - | Mazes (corn, hay or fence)
|
| - | Any events held on an airport premises
| - | Parades (or any event involving a parade)
|
| - | Any events honoring national and/or local celebrities or
| - | Political events (except private fundraising auctions, benefits,
|
| professional athletes
|
| dances, dinners)
|
| - | Any events involving in or on water activities
| -
| Pumpkin chuckin events
|
| - | Battle reenactments
| - | Rodeos
|
-
| Bonfires
| -
| Seances
|
| - | Cannabis related events
| - | Shooting events/activities (skeet/trap/clay/guns)
|
| - | Christmas tree sales/lots
| - | Tailgating events (unless reported to and approved by us)
|
-
| Cinematography or photography events for commercial use
| - | Tractor pulls
|
| - | Circuses
| - | Union meetings
|
-
| Color party, foam party or raves
| - | Walks/running events
|
-
| Food eating contests
|
|
|
-
| Fraternity or sorority events (except alumni association
|
|
|
| off-site events that have been approved by us)
| | |
| | |
| |
Coverages Available & Program Highlights |
| |
Commercial General Liability | | |
| - | Each Occurrence | | |
| - | General Aggregate (other than products-completed operations) | | |
| - | Products-Completed Operations Aggregate | | |
| - | Personal and Advertising Injury | | |
| - | Damage to Premises Rented to You | | |
| - | Medical Expense | | |
| | | |
| |
Notable Exclusions |
| |
| - | Abuse molestation, harassment, or exploitation
| - | Specified recreational activities: Aircraft/hot air balloon;
|
| - | Asbestos
|
| Airport; Amusement Devices: The ownership, operation,
|
-
| Caps on losses from certified acts of terrorism
|
| maintenance or use of any device or equipment a person rides
|
| - | Commercial general liability standard exclusions
|
| for enjoyment, including but not limited to: mechanical or
|
| (CG0001 4/13 edition)
|
| non-mechanical ride, slide, or water slide (including any ski
|
-
| Communicable disease
|
| or tow when in conjunction with a water slide); inflatable
|
| - | Cyber incident, data compromise and violation of statutes
|
| recreational device, or vertical device or equipment used for
|
| related to personal data
| | climbing, whether permanently or temporarily erected. This
|
-
| Employment related practices
|
| exclusion does not apply to video or computer games or
|
-
| E-commerce consulting
|
| structures that are not designed to bounce on, slide on, ride
|
-
| Events held at multiple locations
|
| on or tunnel through, Animals, Bungee, Dunk Tank,
|
-
| Events held outside the U.S.
| | Haunted attraction, Performer, Rodeo, Saddle animal,
|
| - | Events with over 3,000 in attendance
| | Snowmobile
|
-
| Fireworks
| -
| Those operations listed as ineligible
|
-
| Fungi or bacteria
| - | Total pollution with a building heating, cooling & dehumidifyng
|
| - | Lead
| | equipment exception and hostile fire exception
|
| - | Nuclear energy
| -
| Unmanned aircraft
|
| - | Operations of concessionaires, exhibitors and/or vendors
| | |
| at your event
| | |
-
| Petting zoos
| | |
-
| Room and board liability/overnight camping
| | |
-
| Sexually transmitted disease
| | |
-
| silica or silica-related dust
| | |
|
| | |
| | | |
| |
| Program Administration Information |
| |
| - | The policy will be issued to the Sports, Leisure and Entertainment Risk Purchasing Group dba: Tenant Users, as endorsed, |
| "name of the facility". |
| - | Coverage applies only when the facility is being rented to and being used by tenants/users/lessees for short term special events |
| that are specifically endorsed to the policy. |
| - | Certificates will be emailed to the insured and the agent if applicable. |
| - | The tenant/user/lessee are the named insured on the policy. Coverage limits apply separately to each tenant/user/lessee added |
| to the policy. The facility owner/operator is named as an additional insured on the policy at no additional charge. |
| - | This is a pre-reporting program. Each tenant/user/lessee is required to purchase coverage prior to the inception of the event. |
| - | The expected attendance will determine the premium for each event being held at the facility. Premiums/rates are per event/per |
| total attendance. An event is considered 10 consecutive days or less. Nonconsecutive event days are to be considered separate |
| events. |
| - | Events with attendance greater than 3,000 but less than 12,000 can be referred to our short term special event program at |
|
www.eventinsurance-kk.com |
| |
| |