| Eligible Operations (for non-RPG programs) |
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Adventure/challenge ropes course facilitators |
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Mountain biking |
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Canoeing/kayaking |
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Mountaineering |
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Hunting & fishing |
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Rafting |
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Indoor climbing gyms/centers |
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Sailing |
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Surfing |
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| Ineligible for this program: |
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Adventure races |
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Petting zoo |
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Animal auctions |
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Retail only operations |
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Animal breeding/boarding |
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Rodeos |
| - | ATV rentals | - | Snowmobile rental |
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Dog sledding |
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Stand-alone cross country/backcountry skiing |
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Downhill/powder skiing |
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Stand-alone equine operations |
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Destination resorts |
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Stand-alone portable climbing walls and bicycle rentals |
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Dude ranches |
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Steeplechase |
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Mud runs |
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Coverages Available & Program Highlights |
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| General Liability |
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Excess Liability |
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| Commercial Auto |
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Event Cancellation & Non-appearance |
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Common Associated Exposures |
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Camping |
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Equipment rentals |
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Food & beverage concessions |
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Hiking |
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Instruction |
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Lodges |
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Restaurants |
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Retail sales |
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Swimming |
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| Key Underwriting/Qualifying Factors (Including but not limited to) |
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Management must have at least three years management experience in the industry |
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General liability minimum premium: |
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| | $1,500 for All activities (except for those listed below) | | |
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$2,000 for New Ventures in business less than one year |
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$2,500 for Mountaineering, Ropes and Challenge Courses |
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$5,000 for Equine exposures
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| Preliminary Underwriting Information Required |
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K&K Applications |
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ACORD applications for other requested coverages |
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Five years of company loss runs |
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Copy of waiver & release forms |
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Facility brochure or web site address (if available) |
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Copy of facility rental contract |
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Four years of premiums |
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Ropes course inspection |