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​Franchised Recreational Vehicle Dealerships

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Applications & Printable Documents
Recreational Vehicle Dealership Application Package
Eligibility Guidelines:
  • A recreational dealership that is franchised to sell new motorhomes, 5th wheels, tent campers, etc.  If an RV Dealership is operated in conjunction with another enterprise, the franchised dealership revenue must comprised of at least 80% of the total revenue to be eligible for this program.
  • The primary source of revenue must be from retail sales of new products.  We require the new units sold to be no less than 60% of the total units sold.
  • Revenues generated from the dealership must be 80% from service/repair, camping gear, related accessories, and new and used RV sales.
Ineligibility Guidelines:
  • Formaldehyde, Dealers Open Lot (Physical Damage), Towing or Wrecker Services, Firearm Dealers, Sales of Used Auto Parts or Salvage Yards, Firework Sales; Auto Rental Agencies, Tire Recapping Services.

Coverages Available & Program Highlights

Garage General Liability
-Demo Liability (including watercraft)  
-Federal Odometer Property
-Hired and Non-Owned Auto Liability and Physical -    Buildings; Business Personal 
 Damage      Property; Business Income/Extra Expense
-Title E&O -    False Pretense
-Agents E&O -    Property enhancement endorsements
-Truth-in-Lending -    Equipment Breakdown
-Damage to Product and Work Inland Marine
 Excess Liability
 Employment Practices Liability
Event Cancellation & Non-appearance
Program Highlights
-Interest-free payment plans available.
-Damage to Product and Work 
Common Associated Exposures
-Demo rides-Parts & accessories sales
-Service & repair-Storage of customer units
Key Underwriting/Qualifying Factors (Including but not limited to)
-$7,500 & $10,000 minimum account premium,  
depending on state filing
Preliminary Underwriting Information Required
-K&K Applications-Five years of company loss runs, as applicable
-ACORD application(s) for other requested coverage-List of owned vehicles
-Employee list with name, date of birth, license number,-If a new venture, a business plan, ProForma and a
job title and if furnished a vehiclenarrative detailing management's experience (required)
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