This program includes insurance for virtual fitness instruction under the insured’s direct supervision or that is organized by the insured and accessible to clients only (through a private platform such as a password-protected website or a closed Facebook group).
The policy does not provide insurance for any training material that is accessible to the general public.
The insured is to maintain all reasonable precautions when assessing potential new clients online, including but not limited to: health assessments, waivers and release forms, interviews with clients prior to instruction or training.
We encourage our clients to consult with their attorneys to consider special waiver and release agreements that will apply specifically to online virtual training.
Virtual training and instruction does not extend to gymnastic apparatuses, tumbling, stunting (including pyramids), and in-water activities.