Youth Sports Camp Insurance

Team up with K&K for sports camps and clinics liability insurance designed for sports instruction of youth ages 19 and younger. This program is not available in Alaska and Rhode Island.

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The youth sports camp insurance program offers liability insurance solutions for youth-based (age 19 and under only) instructional camps and clinics held at premises not owned or maintained by the sports camp operator. It’s easy to apply and buy coverage online and receive evidence of coverage immediately upon payment via email. Please note that this program is not available for recruitment events (including ID camps), showcases, or combines. Coverage for these activities may be available through our program for Amateur Sports Tournaments and Events.

What is eligible for this program?

Sports operations conducted on a clinic, day camp, or overnight camp basis for attendees aged 19 and under that are focused on improving skills in one of the following sports categories are eligible for the youth sports camp insurance program. If your sport is not listed, please contact K&K to confirm eligibility at 800-426-2889.

Class 1: Baseball, Basketball, Drill Team, Golf, Softball, Squash, Swimming, Strength and Conditioning, Tennis, Track and Field, Volleyball, Water Polo

Class 2: Cheerleading, Deck/Floor/Street Hockey, Field Hockey, Football, Gymnastics, Ice Hockey, Inline Hockey, Lacrosse, Roller Hockey (quad), Soccer, Water Hockey, Wrestling

Day camps or clinics for youth with an accompanying adult are eligible for this program (for example, parents and me camps). Ratios cannot be more than 2 adults per child.

Classroom or lecture clinics for coaches or officials in any of the above-mentioned sports are also eligible to enroll in this insurance program. Please contact us for information and an application for this type of clinic.
What is not eligible for this program?
Camps or clinics offering the following operations or instruction based on any of the following sport categories are not eligible for this insurance program including but not limited to:

100% virtual camps and operations
After school, day care, latch key programs
All-star and bowl games
Hunting or nature camps
Pro-sport try-out and training camps
Recruiting camp/events, ID camps, showcases or combines
Sports camp operators who own their own facility
Weight loss camps
Pop Warner Little Scholars Football or Cheer Camps
Boxing
Box lacrosse
Broomball
Cycling or BMX
Diving
Equestrian
Martial arts
Open water activities
Roman/Greco wrestling
Skiing (snow and water)
Insurance coverages available
Commercial General Liability
Bodily Injury and Property Damage
Personal & Advertising Injury
Products-Completed Operations
Damage To Premises Rented to You (Fire Legal Liability)
Hired Auto and Non-Owned Auto Liability
Professional Liability
Legal Liability to Participants
Medical Payments for Participants
Notable Exclusions
Including but not limited to:
Sexual abuse or sexual molestation (unless reported to, approved by us, and appropriate premium paid)
Amusement devices (e.g. rides, slides inflatables, bungees, climbing walls, dunk tanks)
Asbestos and silicosis
Communicable disease
Cryogenic chambers or therapy
Employment-related practices
Fireworks
Fungus
Lead
Operation, maintenance or management of any facility or field other than being used for covered activities
Nuclear energy
Operations listed as ineligible
Perfluoroalkyl and polyfluoroalkyl substances (PFAS)
Total Pollution
Transportation of participants and use of multi-passenger vehicles
Use of haunted attractions
What do I need to apply?
Please apply online or complete the appropriate PDF enrollment form and submit as directed in the form. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
Full payment by check or credit/debit card

Applications

Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document.

Individual Applications

Youth Sports Camp and Sports Clinic Insurance Program and Enrollment Form
Effective dates 8/1/2024 through 2/28/2025
Youth Camp and Clinic Supplemental Request Form
Use this form if you need to add additional coverage or add additional campers
to existing coverage
For AIG policy effective dates 3/1/24 and after
Youth Camp and Clinic Supplemental Request Form
Use this form if you need to add additional coverage or add additional campers
to existing coverage
For Nationwide policy effective dates from 3/1/23 to 2/29/24
Certificate of Insurance Request Form
Sexual Misconduct Liability Coverage Request Supplemental Questionnaire

Phone

800-426-2889
Email

Email us

Ready to get started?

Insuring fun is our business; since 1952, K&K has offered coverage solutions for motorsports, sports, leisure and entertainment organizations. Let’s get started; click the button below and apply now!

Apply Online

Download Application

When should I make my youth sports camp insurance coverage effective?

The effective date is the date you need your insurance to start. For many, this is the first day of the camp/clinic or when you begin setting up. If you are renewing coverage with K&K, use the expiration date of your coverage.
How do I calculate the premium? What is a minimum premium?

Premium is based on the actual or maximum number of campers expected times a rate. A minimum premium is the amount you must pay if your calculated premium is less than the minimum premium for the option you choose.
Example: A 2-day class/clinic class 1 sport, that needs $1,000,000 in coverage for 50 campers:
Step 1: Choose Option 1
Step 2: Take the daily session rate for Option 1, which is $1.45, x 50 x 2 for a premium calculation of $145.
Step 3: Since the premium calculation is below the $240 minimum premium for Option A, the total premium due for this clinic is $240.
What if I have multiple camps or clinics scheduled and I am not sure how many participants will attend these camps or clinics? What do I report?

At the time of enrollment, please provide K&K with a list of all known camps or clinics. Use the maximum number of campers that the camp or clinic can accommodate to calculate the premium. TBD numbers will not be accepted.
What do I do if I add a camp or clinic after I submit my enrollment?

To insure a new camp or clinic not previously reported, you must inform K&K in writing of the new dates by completing a youth camp or clinic supplemental request form prior to the start date of the camp/clinic along with any additional premium due. Camps or clinics not reported to K&K prior to occurring will not be covered.
How do I report cancellations, changes or any additional camps after hours or on a weekend?
Will I receive a policy after submitting the enrollment form?

Sports

Sports insurance for teams, leagues, associations, athletic departments, facilities, and events.

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Amateur Sports Events Insurance

Liability insurance for amateur sports tournaments and events offered on a short-term or annual basis.

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Large Sports Camps Insurance

Liability and property insurance for larger amateur and professional sports camps

Learn More

Youth Sports Camp Insurance

Program Highlights

What is eligible for this program?

What is not eligible for this program?

Insurance coverages available

Notable Exclusions

What do I need to apply?

Applications

Did you know?

Contact Information for Youth Sports Camp Insurance

Phone

Email

Ready to get started?

Frequently Asked Questions

When should I make my youth sports camp insurance coverage effective?

How do I calculate the premium? What is a minimum premium?

What if I have multiple camps or clinics scheduled and I am not sure how many participants will attend these camps or clinics? What do I report?

What do I do if I add a camp or clinic after I submit my enrollment?

How do I report cancellations, changes or any additional camps after hours or on a weekend?

Will I receive a policy after submitting the enrollment form?

Why choose K&K?

Related Programs

Sports

Amateur Sports Events Insurance

Large Sports Camps Insurance

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